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	<title>Equity Design &#187; Financial Health</title>
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	<link>http://equitydesign.com</link>
	<description>Equity Design is committed to your financial health and long-term economic fullness through mortgage planning, individual financial coaching and group seminars. We strive to examine what holistic wealth means and how to realize more of it through dialogue and action. We believe economic justice is at the heart of community health and we hope you will join us on this journey!</description>
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		<title>Bank according to your values</title>
		<link>http://equitydesign.com/2009/09/bank-according-to-your-values/</link>
		<comments>http://equitydesign.com/2009/09/bank-according-to-your-values/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 19:42:00 +0000</pubDate>
		<dc:creator>jared gardner</dc:creator>
				<category><![CDATA[Assets]]></category>
		<category><![CDATA[Community Wealth]]></category>
		<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Portland Life]]></category>
		<category><![CDATA[Sustainability]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=632</guid>
		<description><![CDATA[<a href="http://equitydesign.com/about/economic-justice/banking/"><img class="alignright size-medium wp-image-633" src="http://equitydesign.com/wp-content/uploads/2009/09/local-banking-brochure-front-page.gif" alt="" width="121" height="300" /></a>So you decided to make the switch and start banking according to your values but procrastination has set in. If you are like many of our clients, you have probably stalled out with one of the following questions or â€œcostsâ€ of switching:]]></description>
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		<title>Friendship Opportunity</title>
		<link>http://equitydesign.com/2009/09/friendship-opportunity/</link>
		<comments>http://equitydesign.com/2009/09/friendship-opportunity/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 21:24:44 +0000</pubDate>
		<dc:creator>tony kriz</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=618</guid>
		<description><![CDATA[Buying a First House:  Do You Know Anyone Who Should Consider It

The Federal Government has offered a tremendous incentive with its $8000 tax credit to any first time home buyer who buys before November 30, 2009.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Loan Modifications</title>
		<link>http://equitydesign.com/2009/07/loan-modifications/</link>
		<comments>http://equitydesign.com/2009/07/loan-modifications/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 20:09:23 +0000</pubDate>
		<dc:creator>equity design</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=579</guid>
		<description><![CDATA[We occasionally receive referrals from homeowners facing economic hardship calling about loan modifications. Recently we stumbled across a Department of Justice media release that speaks to this question and we thought it worthy of passing on to you. Read on for more...]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Reinflate it or build a real one?</title>
		<link>http://equitydesign.com/2009/07/reinflate-it-or-build-a-real-one/</link>
		<comments>http://equitydesign.com/2009/07/reinflate-it-or-build-a-real-one/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 18:09:48 +0000</pubDate>
		<dc:creator>jared gardner</dc:creator>
				<category><![CDATA[Economic Justice]]></category>
		<category><![CDATA[Financial Health]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=567</guid>
		<description><![CDATA[It seems the playbook of our mainstream politicians and economists is to reinflate the old economy, to achieve a "recovery" and to somehow also avoid future economic disruptions or a collapse. Is this possible? Is it what we want? ]]></description>
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		<title>Don&#8217;t Buy a Home</title>
		<link>http://equitydesign.com/2009/07/dont-buy-a-home/</link>
		<comments>http://equitydesign.com/2009/07/dont-buy-a-home/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 17:16:10 +0000</pubDate>
		<dc:creator>tony kriz</dc:creator>
				<category><![CDATA[Coaching]]></category>
		<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=553</guid>
		<description><![CDATA[Jeff and Mary came into my office.  They had filled out a Personal Overview and had brought with them much of the paperwork needed to make a mortgage application.  We spent about an hour together and after careful consideration (along with some pecking on the calculator) it became clear that they could just qualify for a starter home.]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Values Driven Budgeting</title>
		<link>http://equitydesign.com/2009/06/values-driven-budgeting/</link>
		<comments>http://equitydesign.com/2009/06/values-driven-budgeting/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 19:56:30 +0000</pubDate>
		<dc:creator>equity design</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Financial Health]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=556</guid>
		<description><![CDATA[There is a simple and all but universally accepted formula for budgeting.  It goes something like this:]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Disciplines for Financial Health</title>
		<link>http://equitydesign.com/2009/03/disciplines-for-financial-health/</link>
		<comments>http://equitydesign.com/2009/03/disciplines-for-financial-health/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 16:48:23 +0000</pubDate>
		<dc:creator>equity design</dc:creator>
				<category><![CDATA[Coaching]]></category>
		<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Planning]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=433</guid>
		<description><![CDATA[Most of us, when pressed to really talk about our personal finances, must admit that there are some things we wish were different, some ways we feel a bit financially-schizophrenic.  It is normal.  And it is a sign of health when we can admit these internal tensions.]]></description>
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		<title>Economic Downturn and Personal Taxes</title>
		<link>http://equitydesign.com/2009/03/economic-downturn-and-personal-taxes/</link>
		<comments>http://equitydesign.com/2009/03/economic-downturn-and-personal-taxes/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 17:02:18 +0000</pubDate>
		<dc:creator>equity design</dc:creator>
				<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=430</guid>
		<description><![CDATA[We have received a few questions lately around taxation issues when people are navigating their own economic problems. Our friend Will over at Baker &#038; Gingell PC forwarded this reminder that life questions often have tax connections. If these questions pop up in your life check out the IRS.gov site, call your tax adviser or contact Will.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Homeowner Records: What to Keep for Taxes</title>
		<link>http://equitydesign.com/2009/03/homeowner-records-what-to-keep-for-taxes/</link>
		<comments>http://equitydesign.com/2009/03/homeowner-records-what-to-keep-for-taxes/#comments</comments>
		<pubDate>Mon, 09 Mar 2009 22:14:46 +0000</pubDate>
		<dc:creator>equity design</dc:creator>
				<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=426</guid>
		<description><![CDATA[Many of you know our friend Will Gingell over at Baker &#038; Gingell PC. Here's some advice he sent over to help clarify what we should all be keeping with regard to our properties.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Tax Planning Tips</title>
		<link>http://equitydesign.com/2009/03/tax-planning-tips/</link>
		<comments>http://equitydesign.com/2009/03/tax-planning-tips/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 19:53:37 +0000</pubDate>
		<dc:creator>equity design</dc:creator>
				<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Planning]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://equitydesign.com/?p=421</guid>
		<description><![CDATA[It's that time of year again! Working with our allied professionals we have compiled some tax planning tips to help you as you prepare to meet with your adviser or go it alone.]]></description>
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